9 am to 5 pm

Monday to Friday

352 University Ave SW, Suite W112

Atlanta, GA 30310

404.432.1029

nia@areawestrealty.com

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FHA to Drop Upper Mortgage Limits Jan. 1

The Federal Housing Administration will be reducing the amount it’ll insure on high-cost mortgages starting in the new year. Beginning on Jan. 1, all FHA loans will be capped in high-cost areas at $625,500, reduced from the current cap of $729,750. FHA will keep its current loan limits in place in areas where housing costs […]

What is an FHA-Insured Loan?

FHA-Insured Loans offer many benefits and a level of security that you won’t find in other loans. While these loans are funded by Academy Mortgage, the Federal Housing Administration (part of the U.S. Department of Housing and Urban Development) insures these mortgages so Academy can offer you a better deal. With flexible qualification guidelines, these […]

Remember this home? 634 Holderness St. SW Atlanta, GA 30310

It’s back!!!!  A J.W. Kelly renovation and after 4years- STILL  in show condition.   The owners commute now pose a challenge, unfortunately they must say “Goodbye” – but this GEM is up for grabs.  3bed/2baths completely renovated, ….with great character and classic bungalow detailing! Large front porch,new extended back deck- cute Jack/Jill bathroom with TWO pocket doors :)-a […]

** Saturday Nov 7th 10-4PM Open House**

Address: 1841 Dorsey Ave FMLS # 3968435  Price: $149,900 ** Giftcard giveaways!!! , Come out- bring your family, kids (cookies!!) and see this lovely renovated 3bedrooms 2bath home! Special financing information, and Home ownership information at hand. Come with your questions and let me help you get into this home.. Note: Buyers can come with […]

J.W.Kelly Properties

www.jwkellyproperties.com 510 Hopkins St Atlanta, GA 30310 Restored  3bedroom 2bathroom 1920’s Craftsman Bungalow- no stone left unturned:gleaming hardwoods, seamless master suite addition, high end fixtures, top stainless appliances. This gem is a MUST see. Seller has termite and will provide home warranty. Strong offers- last renovation had multiple offers and sold at 169K! List price […]

FHA Program Offers Purchase, Renovation Aid

The Federal Housing Administration is encouraging use of its little-known 203(k) loan program. The 203(k) lets an owner-occupant borrow money for both the purchase and renovation in one loan, and put down only 3.5 percent. The program requires the use of credentialed contractors and can include cosmetic improvements as well as major renovations like replacing […]

FHA Expands Role in Financing Homes

The Federal Housing Administration’s involvement in mortgage financing is likely to grow, HUD Secretary Shaun Donovan told a Philadelphia audience last week. “While we prefer to have the private market be more involved, we have asked . . . to expand our authority to provide $400 billion more for the FHA insurance program,” he said. […]

Bill Offers Renewed HOPE for Troubled Owners

The Obama Administration on Wednesday signed a bill that attempts to inject some hope into the housing rescue program–called Hope for Homeowners.   The original program asked banks to reduce mortgage balances voluntarily to 90 percent of a home’s current market value. The loan would then be refinanced into an FHA mortgage. The program didn’t […]