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  2. Lenders

Lenders

Tight Credit Standards Halt Some Buyers

Lenders continue to reject borrowers with otherwise good credit when they diverge from the standard approval checklist. Would-be borrowers facing the most problems include the self-employed. One reason bankers are so nervous are the standards held out by Fannie Mae and Freddie Mac. Not only are Fannie and Freddie demanding credit scores above 720, they […]

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4 Tips to Getting a Loan

These days one of the biggest impediments to closing a real estate sale can be the buyer’s ability to get a mortgage. Here are some tips for anyone who hopes to land a loan: Turn to the government. The biggest source of loans these days is the Federal Housing Administration (FHA) and the Veterans Administration […]

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Philly Offers Mediation Foreclosure Program

A pilot program that will be rolled out soon in Philadelphia as part of Mayor Michael Nutter’s plan to curtail foreclosures will mandate that home owners and lenders engage in mediation. According to County Judge Annette Rizzo, “It will give people an opportunity to be heard, and give them the opportunity to stay in their […]

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Real Estate News:Immigrants Often Targets of Subprime Scams

Immigrants Often Targets of Subprime Scams Immigrants have long been victims of fraud, but the subprime mortgage boom has provided a particularly popular avenue for unethical lenders to take advantage of immigrants. Housing counselors say they have seen predatory lending to immigrants across the U.S. Among the vulnerable groups: Latinos throughout California, Caribbean and African […]

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