9 am to 5 pm

Monday to Friday

352 University Ave SW, Suite W112

Atlanta, GA 30310

404.432.1029

nia@areawestrealty.com

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  2. Loan Officer

Loan Officer

Georgia Dream, NSP

I know I said this before…but really, NOW is a good time to buy. Take a look at what my mortgage specialist sent me: “DCA Allows up to $14,000 for down payment or repairs on foreclosed properties under Neighborhood Stabilization Program The Department of Community Affairs, better known as DCA, has come out with a […]

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Important FHA Loan info!!

Effective with FHA Case Assignment dates on or after January 1, 2009 the down payment and maximum mortgage amounts for FHA loans have been revised. Highlights include the following:  ·         Down payment requirements have been revised to require that the borrower pay an amount not less than 3.5% of the lesser of the appraised value […]

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Opteum Mortgage Update

FHA 3/1 ARM:  With FHA becoming more and more important in our market, considering the loan limits in metro-Atlanta have increased to $346,250, I would like to highlight the FHA 3/1 ARM this week as a viable alternative to the 30 year fixed option.  The 3/1 ARM has a start rate that is almost 1% […]

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Fed Surprises with Deepest Cut since 1984

The Federal Reserve surprised everyone Tuesday with an emergency intersession rate cut of .75%, the deepest cut in the Fed Funds Rate since 1984. The Fed Governors are acting in direct response to recent reports that the country is on the brink of recession.If you have credit cards, auto loans, HELOCs, or an Adjustable Rate […]

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Opteum Mortgage: Mortgage News

Ringing in the new year will be a present from Fannie Mae and Freddie Mac to borrowers with credit scores under 680. Here is what these borrowers on conventional loans with Loan-to-values over 70% will receive on either purchases or refinances: Credit score less than 620: Either a 2 discount point sur-charge or a higher […]

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