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352 University Ave SW, Suite W112

Atlanta, GA 30310

404.432.1029

nia@areawestrealty.com

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4 Tips to Getting a Loan

These days one of the biggest impediments to closing a real estate sale can be the buyer’s ability to get a mortgage. Here are some tips for anyone who hopes to land a loan: Turn to the government. The biggest source of loans these days is the Federal Housing Administration (FHA) and the Veterans Administration […]

Important FHA Loan info!!

Effective with FHA Case Assignment dates on or after January 1, 2009 the down payment and maximum mortgage amounts for FHA loans have been revised. Highlights include the following:  ·         Down payment requirements have been revised to require that the borrower pay an amount not less than 3.5% of the lesser of the appraised value […]

JPMorgan Chase Freezes Foreclosures!!!

“In what may the biggest sign yet that banks are getting serious about attacking the nationwide wave of home foreclosures, giant JPMorgan Chase (JPM) announced on Oct. 31 that it is sharply ramping up its efforts to restructure the loans in its massive mortgage portfolio. For the next 90 days, JPMorgan will not place any […]

Getting a Mortgage Tougher for Buyers

Difficulty in landing a mortgage is keeping many buyers out of the market.At the peak of the housing boom, about 20 percent of the mortgage market was subprime, and nearly 20 percent was “Alt-A loans” or “A-minus” loans, typically offered those with good credit but with high debt-to-loan ratios or little or no proof of […]

Mortgage Lenders

Renovation Mortgage Plus Mario E. Boles/ Diego Hodge FHA/203K/Fannie Mae (Homestyle)/Freddie Mac (Renovation Mortgage) 2475 Northwinds Parkway, suite 200 Alpharetta, GA 30009 Office: 770-753-6239  mario.boles@renovationmp.com diego.hodge@renovationmp.com *Vonda Henry, Loan Officer (West End Resident) Advertent Mortgage   404-374-3557  *Bank of America Mortgage Darren Smith Mortgage Loan Officer Assistant Vice President 6075 Roswell Rd Atlanta, GA. 30328  404-256-6326  Phone  866-517-8923  […]

Sam Thompson: Opteum Mortgage

I was hoping this might happen.  FHA may be coming to the rescue.  There is a big void out there now for customers with sub-standard credit scores that cannot qualify for conventional loans.  There are others that already own a home and  have a loan but need help with the type of mortgage they used […]