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352 University Ave SW, Suite W112

Atlanta, GA 30310



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URFA Homeownership & Single-Family Mortgage Programs

Invest Atlanta offers mortgage assistance programs that can make your dreams of homeownership come true.

Home Atlanta 4.0
HOME Atlanta 4.0 is the newest mortgage option provided by Invest Atlanta. HOME Atlanta 4.0 URFA will provide:

  • An attractive 30-year fixed interest rate mortgage with a 5% grant 
  • Higher income and purchase price limits for eligible homebuyers
  • Refinances with a 5% grant are allowed
  • No first time homebuyer requirement

Neighborhood Lift sm (NL)
Neighborhood Lift is Invest Atlanta’s newest mortgage tool. Through a partnership with Wells Fargo, NeighborWorks America and Resources for Residents and Communities, Invest Atlanta provides up to $15,000 in the form of a 0% interest grant that is forgivable at 20% each year for 5 years.

Atlanta Affordable Homeownership Program (AAHOP)

The “Atlanta Affordable Homeownership Program (AAHOP)”
provides $10,000 mortgage assistance in form of a 0% interest rate soft second mortgage and covers up to 50% of the settlement costs.

Vine City Trust Fund Homeownership Assistance Program

The “Vine City/English Avenue Trust Fund (HOAP)” provides 0% interest rate loan up to 10% of purchase price, not to exceed $15,000.

 *Some programs may be combined to maximize down-payment assistance. Ask your Invest Atlanta representative for details.

For questions that are not available on the website, call 404-614-8280 or email Invest Atlanta’s Loan Officer, Michele Lewis at mlewis@investatlanta.com


Nia Knowles

Realtor, Community Advocate, Mother, Leader, Innovative Thinker, Idea Generator,

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