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Atlanta, GA 30310

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down payment

Tax Credit Can Be Used for Down Payment

Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, on Tuesday said that the Federal Housing Administration is going to permit its lenders to allow home buyers to use the $8,000 tax credit as a down payment. Previously, most buyers wouldn’t receive the funds until after they filed their tax return, and […]

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Reintroducing FHA under 580!!!

Reintroducing FHA under 580!!!  Just in, I received information from a mortgage officer on this program. If your credit score is 550-580 there is now a mortgage plan for you! As per my mortgage officer :”Read the guides as they are different than the regular FHA guidelines. They need 5% of their own money seasoned […]

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VA Loans Still Don’t Require Down Payment

The U.S. Department of Veterans Affairs, whose loans remain one of the few no-down-payment options in this tight market, have made more than 162,000 home loan guaranties this year, an increase of more than 31 percent over the same period last year. The VA has tried to streamline the loan process by allowing veterans to […]

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